The Builder Benefit Trust Plans
The Builders Benefit Trust Plans are guaranteed issue with discounts of up to 20%!
Step 1. Pick Your Plans
- 2025 Builders Association Benefits at a Glance
- 2024 Age-Banded Plans Benefits at a Glance (available for new and renewing groups with effective dates on or before December 2024)
- 2024 Composite Plans Benefits at a Glance (available for new groups with effective dates on or before December 2024)
Step 2. Determine Your Eligibility
Confirm that the employer group is a bona-fide business establishment that meets and will continue to meet all Association Health Plan Participation Requirements, including continued enrollment in the Builders Association of Northern Nevada, and one or more of the following Association eligibility requirements:
- Active Contractors License
- Developer
- Direct Jobsite Service/Facilitation
- Critical Component (e.g. Engineering, Architect, Planner, etc.) whose primary revenue stream is the building industry
- Supplier Direct to Builder or Industry Member whose primary revenue stream is the building industry
- Specialized scope of work/services offered in building/construction whose primary revenue stream is the building industry
Every employer must also meet the standards in the Association Health Plan Participation Requirements.
Step 3. Apply for Health Coverage
To help you with the health coverage application process, please use the Group Application Checklist. All employers must complete the first page of the Adoption Agreement and Eligibility Attestation at application and every renewal.
Step 4. Become a Builders Association Member
Enroll in The Builders Association by completing the Membership Application.
Step 5. Enroll Your Employees
Every employee must complete either an Enrollment Form OR the Waiver of Health Insurance.
Step 6. Complete iSolved COBRA Service Agreement
COBRA must be made available to all eligible The Builders Benefit Trust Fund employees and their dependents when they terminate employment, have a reduction in hours or otherwise become ineligible for coverage. COBRA must be made available regardless of the number of employees.
Please download and complete the iSolved COBRA Service Agreement and submit it to your Hometown Health Account Manager or identify who will administer COBRA for the group.
Step 7. Distribute Documents to Your Employees
The Summary Plan Description (SPD) Wrap Document as well as the applicable Evidence of Coverage and Schedule of Benefits should be printed and distributed to every employee as described in the SPD Guidelines for Distribution.
