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The Builders Benefit Trust Age Banded Plans

The Builders Benefit Trust Age-Banded Plans are guaranteed issue with discounts up to 20%!

Step 1. Pick Your Plans

2022 Plans
2022 The Builders Age-Banded Rate Table
2022 The Builders Crosswalk Rate Table
2022 The Builders Age Banded Plans Benefits at a Glance
2021 Plans
2021 The Builders Rate Table
2021 The Builders Age Banded Plans Benefits at a Glance

Step 2. Determine Your Eligibility

Every employer must be able to comply with the requirements of the The Builders Eligibility Attestation annually (to be turned in with the Adoption Agreement in Step 4).

Every employer must also meet the standards in the Association Health Plan Participation Requirements.


Step 3. Become a Builders Assoication Member

Enroll in The Builders Association by completing the Membership Application.

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Step 4. Apply for Health Coverage

To help you with the health coverage application process, please use the Group Application Checklist.

Complete the 2021 Age-Banded Builders Adoption Agreement for a 12/01/2021 effective date, or the 2022 Age-Banded Builders Adoption Agreement for effective dates starting on or after 01/01/2022.

Complete and turn in the Builders Eligibility Attestation (required annually for all new and renewing groups).

For partnerships with no employees, complete the Business Attestation Form.

All employers must complete the Common Ownership Attestation Form.


Step 5. Enroll Your Employees

Every employee must complete either an Enrollment Form OR the Waiver of Health Insurance.


Step 6. Complete iSolved COBRA Service Agreement

COBRA must be made available to all eligible The Builders Benefit Trust Fund employees and their dependents when they terminate employment, have a reduction in hours or otherwise become ineligible for coverage. COBRA must be made available regardless of the number of employees. 

Please download and complete the iSolved COBRA Service Agreement and submit it to your Hometown Health Account Manager or identify who will administer COBRA for the group.


Step 7. Distribute Documents to Your Employees

The Summary Plan Description (SPD) Wrap Document as well as the applicable Evidence of Coverage and Schedule of Benefits should be printed and distributed to every employee as described in the SPD Guidelines for Distribution.

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